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Terms of Service

Welcome to Car Title Loans Florida. Please review the following basic terms that govern your use of, and purchase of, products from this website located at http://www.cartitleloansfl.com and from herein referred to as Car Title Loans Florida. Please note that your use of Car Title Loans Florida constitutes your agreement to follow and be bound by those terms.

About Car Title Loans Florida
Car Title Loans Florida is a third party, not a lender. By completing our application, you are soliciting a loan from a licensed lender in Florida. All our lenders in our network are consumer finance companies licensed in the State of Florida under Statue 516: consumer finance. A consumer finance company means they specialize in auto equity loans, which means regardless of personal credit history, you can qualify. Credit scores are not a condition of approval; all loans are based on equity. However, Car Title Loans Florida nor the lenders in our network report to a national credit bureau to assist you to establish or re-establish your credit history.

Loan Disclaimers and Examples
At the bottom of this page is full disclosure on the fees associated with car title loans from the lenders in our network.

General
We may, from time to time, change the terms that govern your use of Car Title Loans Florida. Your use of Car Title Loans Florida following any such change constitutes your agreement to follow and be bound by the terms as changed. We may change, move or delete portions of, or may add to, Car Title Loans Florida from time to time.

Site Content
Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials that appear as part of Car Title Loans Florida copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by Car Title Loans Florida collectively, and its subsidiaries and/or affiliates ("Car Title Loans Florida"). Car Title Loans Florida as a whole is protected by copyright and trade dress, all worldwide rights, titles and interests in and to which are owned by Car Title Loans Florida. The contents of Car Title Loans Florida, and Car Title Loans Florida as a whole, are intended solely for personal, noncommercial (other than for the purchase of merchandise from our site) use by the users of Car Title Loans Florida. You may download or copy the contents and other downloadable materials displayed on Car Title Loans Florida for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, Car Title Loans Florida, or any related software.

User Comments, Feedback, Postcards and Other Submissions
All comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to Car Title Loans Florida on or by Car Title Loans Florida or otherwise disclosed, submitted or offered in connection with your use of Car Title Loans Florida shall be and remain Car Title Loans Florida's property. Such disclosure, submission or offer of any submission shall constitute an assignment to Car Title Loans Florida of all worldwide rights, titles and interests in all copyrights and other intellectual properties. Thus, Car Title Loans Florida will own exclusively all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise, of any submission. Car Title Loans Florida is and shall be under no obligation (1) to maintain any submission in confidence; (2) to pay to user any compensation for any submission; or (3) to respond to any user submission.

You agree that no submission by you to Car Title Loans Florida will violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s). You further agree that no submission by you to Car Title Loans Florida will be or contain libelous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any submission you make.

You agree that Car Title Loans Florida may use and/or disclose information about your demographics and use of the Car Title Loans Florida in any manner that does not reveal your identity. By participating in Car Title Loans Florida sweepstakes, contests, promotions, and/or requesting promotional information or product updates, you agree that Car Title Loans Florida may use your information for marketing and promotional purposes.

Car Title Loans Florida's Communications to You
You agree that Car Title Loans Florida may send electronic mail to you for the purpose of advising you of changes or additions to this Car Title Loans Florida, about any of Car Title Loans Florida products or services, or for such other purpose(s) as Car Title Loans Florida deems appropriate.

Disclaimer
Car Title Loans Florida AND ALL CONTENTS OF THE SITE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE, BY YOUR USE OF THE SITE, THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF OUR SITE, AND THAT Car Title Loans Florida SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THIS SITE. WE RESERVE THE RIGHT TO REFUSE SERVICE TO ANYONE

Inaccuracy Disclaimer
From time to time there may be information on Car Title Loans Florida that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after you have submitted your order). We apologize for any inconvenience this may cause you. If you are not completely satisfied with your Car Title Loans Florida purchase you may return it with your invoice by mail. Please see our Return Policy.

Indemnification
You agree to defend, indemnify and hold Car Title Loans Florida harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of the Site.

Miscellaneous
Unless otherwise specified and except to the extent Car Title Loans Florida products are offered for sale in the United States through Car Title Loans Florida, Car Title Loans Florida the contents thereof are displayed solely for the purpose of promoting Car Title Loans Floridas' products and services available in the United States and select foreign markets. Car Title Loans Florida is controlled and operated by Car Title Loans Florida from its office in Miami, Florida. This Agreement shall be construed in accordance with the laws of the State of Florida, without regard to any conflict of law provisions. Any dispute arising under this Agreement shall be resolved exclusively by the state and federal courts of the State of Florida, County of Miami-Dade.

Termination
These terms and conditions are applicable to you upon your accessing the site/ or completing the registration or shopping process. These terms and conditions, or any of them, may be terminated by Car Title Loans Florida without notice at any time for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination. Who should I contact if I have further questions? If you have any further questions that we have not answered or would like to give us feedback send us and e-mail at info@cartitleloansfl.com. To reach our customer service by phone, please call 786-828-6630.

Links
Car Title Loans Florida may contain links to other Internet sites. Car Title Loans Florida shall not be held liable for the availability or content of such sites or any article contained on or obtained through such sites. Any link to another site or any reference to information, products or services supplied by third parties, in no way imply that Car Title Loans Florida has given its approval concerning those sites or articles. Any question or comment concerning any other site must be sent to that site's operator. No link with the Site is authorized without Car Title Loans Florida's prior written approval.

Effective Date
These Terms & Conditions were last updated on 05/24/2017 7:24 PM EST.
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Janice T - Fort Lauderdale, FL May 21, 2017

Awesome service and reasonable fees!

Responsible Lending
We are committed to providing our customers a positive, transparent, and fair experience. Car Title Loans Florida is a third party, not a lender. By completing our application, you are soliciting a loan from a licensed lender in Florida. All our lenders in our network are consumer finance companies licensed in the State of Florida under Statue 516: consumer finance. A consumer finance company means they specialize in auto equity loans, which means regardless of personal credit history, you can qualify. Since our lender's title loans are secured they do not need to check your credit score to lend you money; Approval is primarily based on the customer ability to repay the loan and the vehicle condition. Credit scores are not a condition of approval; all loans are based on equity. However, Car Title Loans Florida nor the lenders in our network report to a national credit bureau to assist you to establish or re-establish your credit history.

Loan Example and Fees
All loans have a repayment period of 12 months with no prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR of 30%, which includes interest rate plus fees and other costs for a year. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees.

Interest rate never exceeds 30% a year, 6-12 Month Auto Equity Loans. Get a Loan and still drive your car, with no prepayment penalty!

Loan Amount
$1000
Finance charge
$177.37
Fl. Lien fee
$96.75
Credit investigation fee
$25
Total amount financed
$1299.12
APR
28.01%
Term
12 Mo.
Payment
$108.26
$1,500
$256.37
$96.75
$25
$1878.12
28.01%
12 Mo.
$156.51
$3100
$434.05
$96.75
$25
$3655.80
23.37%
12 Mo.
$290.84
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