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Privacy Policy

PRIVACY POLICY
Car Title Loans Florida respects the privacy of our customers and users of our websites. This policy applies to all websites operated by Car Title Loans Florida and/or its affiliates that link to this policy (collectively, the "Site"). This privacy policy explains the information that we collect from you, how we use that information, how we share information and how we protect and safeguard your information. This policy also explains the choices you can make that affect how we use your information. Please be sure to check the policy effective date at the bottom of this page to determine when the policy has changed.

What Personal Information Is Collected on the Site?
Our Use of Cookies
How Secure is My Information?
Our Sharing of Personally Identifiable Information with Third Parties Your Choices as to How Information is Used
Use of Site by Children Effective Date

What Personal Information Is Collected on the Site?
Car Title Loans Florida collects and stores all information that you enter into our Site or give us in any way, including but not limited to your name, address, phone number, e-mail address, or other contact information that your provide, and a history of the products or services you have purchased from us. You can choose not provide certain information to us, but you may not be able to take advantage of all features of the Site. We use your information to enable us to inform you of new products, special offers, and other information that we believe may be of interest to you.

Our Use of Cookies
We also collect certain information automatically through the use of small alpha-numeric text files called "cookies" that we may transfer to your computer's hard drive via your web browser. We use cookies for standard traffic reporting. Examples of information we might collect from the use of cookies include, but are not necessarily limited to, your geographical area, your browser type and version, your operating system type and version, the areas of the site you visited and the length of time spent in those areas, as well as the areas you navigated from or to in using the Site.

How Secure is My Information?
Car Title Loans Florida has put into place appropriate security measures to safeguard your information. Personally identifiable information that we collect is protected by using Secured Socket Layers (SSL) third party certificate authentication to encrypt information you transmit. Notwithstanding this security, you should be aware that is not possible to achieve 100% security.

Our Sharing of Personally Identifiable Information with Third Parties
We do not share your personally identifiable information with third parties, except in the following circumstances:

Third Party Service Providers We may share personally identifiable information with third parties, who perform service for us, such as data analysis and customer service. These third parties have access to personally identifiable information to perform their services but not for other purposes.

Law Enforcement In the event that we have a good-faith belief that it is necessary to share personally identifiable information to comply with laws or regulations and protect our customers, the public or our business.

Sale or Merger In the event that our business or a portion or all of our assets are sold, personally identifiable information may be included as a transferred asset in the sales transaction.

Your Choices as to How Information is Used
You can review or change your personal information by signing into the account that you create and editing the information in your profile.

If you do not wish to receive e-mails from us, you may opt out of future e-mails by following the directions on the bottom of the e-mail that you receive. However, we will continue to use e-mail to confirm subscriptions or to communicate with you in regard to the status of your travel, transportation, touring and accommodations.

You may also prevent your web browser from accepting cookies from us by adjusting your browser settings. Your browser may also be set to notify you when a cookie is sent to your browser or to allow the opportunity to accept or rejects cookies on an individual or site-by-site basis. Your browser may also permit you to delete cookies that have already been stored on your computer.

Use of Site by Children
Car Title Loans Florida does not sell services to children. If you are under eighteen (18) years of age, you may use this Site only with the involvement of a parent or guardian.

Effective Date
This Privacy Policy was last changed on 05/24/2017 7:13 PM EST.
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Janice T - Fort Lauderdale, FL May 21, 2017

Awesome service and reasonable fees!

Responsible Lending
We are committed to providing our customers a positive, transparent, and fair experience. Car Title Loans Florida is a third party, not a lender. By completing our application, you are soliciting a loan from a licensed lender in Florida. All our lenders in our network are consumer finance companies licensed in the State of Florida under Statue 516: consumer finance. A consumer finance company means they specialize in auto equity loans, which means regardless of personal credit history, you can qualify. Since our lender's title loans are secured they do not need to check your credit score to lend you money; Approval is primarily based on the customer ability to repay the loan and the vehicle condition. Credit scores are not a condition of approval; all loans are based on equity. However, Car Title Loans Florida nor the lenders in our network report to a national credit bureau to assist you to establish or re-establish your credit history.

Loan Example and Fees
All loans have a repayment period of 12 months with no prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR of 30%, which includes interest rate plus fees and other costs for a year. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees.

Interest rate never exceeds 30% a year, 6-12 Month Auto Equity Loans. Get a Loan and still drive your car, with no prepayment penalty!

Loan Amount
$1000
Finance charge
$177.37
Fl. Lien fee
$96.75
Credit investigation fee
$25
Total amount financed
$1299.12
APR
28.01%
Term
12 Mo.
Payment
$108.26
$1,500
$256.37
$96.75
$25
$1878.12
28.01%
12 Mo.
$156.51
$3100
$434.05
$96.75
$25
$3655.80
23.37%
12 Mo.
$290.84
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